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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,836 | $133,998-9.1% | $112,263+8.5% | $134,545-9.4% |
| Participation rate | 34.8% | 78.6%-43.8pp | 75.1%-40.3pp | 81.2%-46.5pp |
| Annual return | -16.36% | 47.17%-63.5pp | 27.49%-43.8pp | 418.37%-434.7pp |
| Employer contribution / active EE | $1,240 | $4,040-69.3% | $3,636-65.9% | $4,742-73.9% |
| Participant deferral / active EE | $3,641 | $5,292-31.2% | $4,729-23.0% | $6,401-43.1% |
| Admin fee / account holder | $2,056 | $7,493-72.6% | $6,410-67.9% | $11,431-82.0% |