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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,991 | $78,682+70.3% | $109,188+22.7% | $85,851+56.1% |
| Participation rate | 33.3% | 68.3%-34.9pp | 75.9%-42.5pp | 69.3%-36.0pp |
| Annual return | 69.79% | 25.09%+44.7pp | 25.76%+44.0pp | 318.63%-248.8pp |
| Employer contribution / active EE | $1,069 | $2,734-60.9% | $3,723-71.3% | $2,565-58.3% |
| Participant deferral / active EE | $3,017 | $3,468-13.0% | $4,654-35.2% | $3,952-23.7% |
| Admin fee / account holder | $452 | $5,470-91.7% | $6,755-93.3% | $6,261-92.8% |