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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,898 | $82,674-82.0% | $125,358-88.1% | $68,498-78.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -34.04% | -5.97%-28.1pp | 572.03%-606.1pp | -7.84%-26.2pp |
| Employer contribution / active EE | $3,121 | $3,381-7.7% | $4,814-35.2% | $2,596+20.2% |
| Participant deferral / active EE | $9,720 | $6,111+59.0% | $7,447+30.5% | $4,027+141.3% |
| Admin fee / account holder | $450 | $6,276-92.8% | $10,007-95.5% | $5,403-91.7% |