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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,685 | $95,580+74.4% | $76,872+116.8% | $139,466+19.5% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 25.21% | 55.00%-29.8pp | 37.90%-12.7pp | 373.66%-348.5pp |
| Employer contribution / active EE | $22,218 | $3,145+606.4% | $2,533+777.0% | $4,754+367.4% |
| Participant deferral / active EE | $18,075 | $4,623+291.0% | $3,832+371.7% | $6,712+169.3% |
| Admin fee / account holder | $2,446 | $8,302-70.5% | $5,476-55.3% | $11,409-78.6% |