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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,446 | $104,544-19.2% | $76,657+10.2% | $152,897-44.8% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 23.32% | 1014.36%-991.0pp | 1166.74%-1143.4pp | 345.43%-322.1pp |
| Employer contribution / active EE | $22,707 | $3,118+628.3% | $2,303+886.2% | $4,764+376.7% |
| Participant deferral / active EE | $16,036 | $4,236+278.6% | $3,335+380.8% | $5,851+174.1% |
| Admin fee / account holder | $518 | $12,286-95.8% | $6,423-91.9% | $11,599-95.5% |