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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,897 | $54,541-58.0% | $78,778-70.9% | $70,124-67.3% |
| Participation rate | 8.9% | 60.8%-51.9pp | 69.2%-60.3pp | 69.5%-60.7pp |
| Annual return | 26.57% | 21.07%+5.5pp | 35.62%-9.1pp | 73.14%-46.6pp |
| Employer contribution / active EE | $342 | $1,089-68.6% | $1,986-82.8% | $2,342-85.4% |
| Participant deferral / active EE | $711 | $2,210-67.8% | $2,958-76.0% | $3,332-78.7% |
| Admin fee / account holder | $107 | $3,709-97.1% | $5,134-97.9% | $4,645-97.7% |