Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,363 | $58,523-85.7% | $99,475-91.6% | $72,975-88.5% |
| Participation rate | 48.9% | 64.6%-15.7pp | 73.8%-24.9pp | 69.5%-20.6pp |
| Annual return | 29.66% | 28.51%+1.2pp | 30.72%-1.1pp | 81.01%-51.3pp |
| Employer contribution / active EE | $1,009 | $1,512-33.2% | $2,540-60.3% | $2,440-58.6% |
| Participant deferral / active EE | $1,697 | $2,606-34.9% | $3,619-53.1% | $3,608-53.0% |
| Admin fee / account holder | $799 | $4,102-80.5% | $6,252-87.2% | $5,124-84.4% |