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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,278 | $124,425-58.8% | $112,040-54.2% | $137,256-62.6% |
| Participation rate | 72.2% | 79.3%-7.1pp | 76.5%-4.3pp | 80.0%-7.7pp |
| Annual return | 16.22% | 24.72%-8.5pp | 24.52%-8.3pp | 220.34%-204.1pp |
| Employer contribution / active EE | $1,806 | $3,411-47.1% | $2,954-38.9% | $4,156-56.6% |
| Participant deferral / active EE | $3,463 | $5,718-39.4% | $5,098-32.1% | $6,407-45.9% |
| Admin fee / account holder | $491 | $15,207-96.8% | $12,098-95.9% | $12,270-96.0% |