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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,863 | $90,530-85.8% | $76,030-83.1% | $145,897-91.2% |
| Participation rate | 57.1% | 74.4%-17.3pp | 69.1%-11.9pp | 80.3%-23.2pp |
| Annual return | 19.35% | 625.08%-605.7pp | 361.54%-342.2pp | 552.29%-532.9pp |
| Employer contribution / active EE | $1,825 | $3,319-45.0% | $2,688-32.1% | $4,663-60.9% |
| Participant deferral / active EE | $1,801 | $5,164-65.1% | $4,257-57.7% | $6,689-73.1% |
| Admin fee / account holder | $1,220 | $8,383-85.4% | $6,421-81.0% | $13,390-90.9% |