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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,910 | $58,099-69.2% | $76,872-76.7% | $75,173-76.2% |
| Participation rate | 65.1% | 63.9%+1.2pp | 69.6%-4.5pp | 67.2%-2.1pp |
| Annual return | 21.77% | 26.71%-4.9pp | 37.90%-16.1pp | 160.72%-138.9pp |
| Employer contribution / active EE | $1,395 | $1,996-30.1% | $2,533-44.9% | $2,671-47.8% |
| Participant deferral / active EE | $1,994 | $2,999-33.5% | $3,832-48.0% | $4,126-51.7% |
| Admin fee / account holder | $0 | $4,778-100.0% | $5,476-100.0% | $5,651-100.0% |