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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,262 | $68,681-83.6% | $86,615-87.0% | $85,847-86.9% |
| Participation rate | 62.2% | 66.4%-4.2pp | 71.6%-9.5pp | 69.3%-7.2pp |
| Annual return | 27.47% | 20.12%+7.3pp | 63.51%-36.0pp | 318.61%-291.1pp |
| Employer contribution / active EE | $1,317 | $1,880-30.0% | $2,496-47.2% | $2,565-48.7% |
| Participant deferral / active EE | $2,806 | $2,919-3.9% | $3,699-24.2% | $3,952-29.0% |
| Admin fee / account holder | $47 | $5,974-99.2% | $5,830-99.2% | $6,261-99.3% |