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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,776 | $104,482-67.7% | $159,455-78.8% | $79,393-57.5% |
| Participation rate | 53.6% | 76.6%-23.0pp | 82.8%-29.3pp | 70.7%-17.1pp |
| Annual return | 23.91% | 67.96%-44.0pp | 263.63%-239.7pp | 116.87%-93.0pp |
| Employer contribution / active EE | $2,446 | $3,416-28.4% | $4,830-49.4% | $2,428+0.7% |
| Participant deferral / active EE | $3,849 | $6,467-40.5% | $7,353-47.7% | $4,046-4.9% |
| Admin fee / account holder | $4,537 | $711+537.9% | $10,800-58.0% | $627+624.2% |