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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,584 | $70,366-82.1% | $66,674-81.1% | $138,895-90.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 7.19% | 386.41%-379.2pp | 321.24%-314.0pp | 145.39%-138.2pp |
| Employer contribution / active EE | $692 | $2,765-75.0% | $2,620-73.6% | $4,194-83.5% |
| Participant deferral / active EE | $618 | $4,374-85.9% | $4,084-84.9% | $6,396-90.3% |
| Admin fee / account holder | $21,852 | $5,262+315.2% | $5,098+328.6% | $12,562+74.0% |