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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,262 | $117,694-71.7% | $71,755-53.6% | $134,532-75.3% |
| Participation rate | 90.5% | 68.8%+21.6pp | 62.3%+28.1pp | 81.2%+9.2pp |
| Annual return | -21.41% | 25.33%-46.7pp | 9.09%-30.5pp | 418.27%-439.7pp |
| Employer contribution / active EE | $6,157 | $2,523+144.0% | $1,704+261.4% | $4,741+29.9% |
| Participant deferral / active EE | $5,508 | $3,753+46.8% | $2,656+107.4% | $6,401-13.9% |
| Admin fee / account holder | $1,010 | $6,374-84.2% | $3,972-74.6% | $11,429-91.2% |