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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,635 | $118,919-84.3% | $88,538-79.0% | $152,897-87.8% |
| Participation rate | 76.9% | 73.4%+3.5pp | 68.7%+8.2pp | 82.5%-5.5pp |
| Annual return | 34.84% | 47.92%-13.1pp | 43.64%-8.8pp | 345.43%-310.6pp |
| Employer contribution / active EE | $2,748 | $2,669+3.0% | $2,098+31.0% | $4,764-42.3% |
| Participant deferral / active EE | $7,494 | $3,549+111.2% | $2,914+157.2% | $5,851+28.1% |
| Admin fee / account holder | $587 | $5,876-90.0% | $4,310-86.4% | $11,599-94.9% |