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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,050 | $115,911+12.2% | $100,530+29.4% | $158,950-18.2% |
| Participation rate | 80.0% | 81.6%-1.6pp | 79.4%+0.6pp | 82.0%-2.0pp |
| Annual return | 20.26% | 34.80%-14.5pp | 30.89%-10.6pp | 302.91%-282.7pp |
| Employer contribution / active EE | $16,659 | $4,104+305.9% | $3,418+387.4% | $4,762+249.8% |
| Participant deferral / active EE | $10,347 | $6,676+55.0% | $6,271+65.0% | $5,983+72.9% |
| Admin fee / account holder | $1,167 | $10,999-89.4% | $8,083-85.6% | $11,248-89.6% |