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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,464 | $110,248-64.2% | $95,728-58.8% | $139,456-71.7% |
| Participation rate | 15.4% | 75.7%-60.4pp | 72.3%-56.9pp | 80.3%-64.9pp |
| Annual return | 16.99% | 27.16%-10.2pp | 28.40%-11.4pp | 373.45%-356.5pp |
| Employer contribution / active EE | $924 | $3,258-71.6% | $2,835-67.4% | $4,753-80.6% |
| Participant deferral / active EE | $3,818 | $4,675-18.3% | $4,245-10.0% | $6,711-43.1% |
| Admin fee / account holder | $7,491 | $6,607+13.4% | $5,673+32.0% | $11,407-34.3% |