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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,820 | $138,114+15.7% | $125,391+27.5% | $134,545+18.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.51% | 750.88%-772.4pp | 572.41%-593.9pp | 418.37%-439.9pp |
| Employer contribution / active EE | $4,772 | $5,246-9.0% | $4,816-0.9% | $4,742+0.6% |
| Participant deferral / active EE | $18,520 | $7,801+137.4% | $7,448+148.7% | $6,401+189.3% |
| Admin fee / account holder | $1,905 | $11,570-83.5% | $10,009-81.0% | $11,431-83.3% |