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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,941 | $176,105-1.2% | $159,474+9.1% | $167,536+3.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 8.63% | 331.91%-323.3pp | 263.68%-255.0pp | 478.82%-470.2pp |
| Employer contribution / active EE | $4,632 | $5,299-12.6% | $4,831-4.1% | $4,839-4.3% |
| Participant deferral / active EE | $17,745 | $7,751+128.9% | $7,353+141.3% | $6,342+179.8% |
| Admin fee / account holder | $1,975 | $12,559-84.3% | $10,802-81.7% | $12,315-84.0% |