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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,294 | $97,751-90.5% | $103,431-91.0% | $145,978-93.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 13.81% | 25.43%-11.6pp | 23.92%-10.1pp | 550.52%-536.7pp |
| Employer contribution / active EE | $1,771 | $4,684-62.2% | $4,678-62.2% | $4,662-62.0% |
| Participant deferral / active EE | $4,517 | $6,603-31.6% | $6,625-31.8% | $6,690-32.5% |
| Admin fee / account holder | $2,075 | $12,515-83.4% | $9,412-77.9% | $13,400-84.5% |