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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,460 | $100,262+343.3% | $81,370+446.2% | $145,897+204.6% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 11.74% | 34.52%-22.8pp | 24.85%-13.1pp | 552.29%-540.5pp |
| Employer contribution / active EE | $16,582 | $2,979+456.6% | $2,464+573.0% | $4,663+255.6% |
| Participant deferral / active EE | $20,201 | $4,612+338.0% | $3,885+419.9% | $6,689+202.0% |
| Admin fee / account holder | $3,787 | $8,163-53.6% | $5,749-34.1% | $13,390-71.7% |