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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,460 | $100,147+343.8% | $81,286+446.8% | $145,877+204.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 11.74% | 34.44%-22.7pp | 24.80%-13.1pp | 551.28%-539.5pp |
| Employer contribution / active EE | $16,582 | $2,977+457.0% | $2,463+573.3% | $4,663+255.6% |
| Participant deferral / active EE | $20,201 | $4,607+338.5% | $3,883+420.2% | $6,691+201.9% |
| Admin fee / account holder | $3,787 | $8,201-53.8% | $5,764-34.3% | $13,402-71.7% |