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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,428 | $148,582-51.3% | $135,942-46.7% | $139,456-48.1% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 20.12% | 79.26%-59.1pp | 68.28%-48.2pp | 373.45%-353.3pp |
| Employer contribution / active EE | $6,881 | $5,245+31.2% | $4,858+41.7% | $4,753+44.8% |
| Participant deferral / active EE | $15,787 | $8,101+94.9% | $7,759+103.5% | $6,711+135.2% |
| Admin fee / account holder | $396 | $12,402-96.8% | $10,764-96.3% | $11,407-96.5% |