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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,790 | $111,301-29.2% | $112,977-30.3% | $158,950-50.4% |
| Participation rate | 100.0% | 83.5%+16.5pp | 82.6%+17.4pp | 82.0%+18.0pp |
| Annual return | 0.00% | 26.40%-26.4pp | 24.24%-24.2pp | 302.91%-302.9pp |
| Employer contribution / active EE | $1,727 | $4,471-61.4% | $4,255-59.4% | $4,762-63.7% |
| Participant deferral / active EE | $2,266 | $5,880-61.5% | $5,836-61.2% | $5,983-62.1% |
| Admin fee / account holder | $2,030 | $8,392-75.8% | $6,294-67.7% | $11,248-82.0% |