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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $486,796 | $185,856+161.9% | $170,028+186.3% | $139,456+249.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 5.71% | 60.52%-54.8pp | 53.39%-47.7pp | 373.45%-367.7pp |
| Employer contribution / active EE | $4,174 | $7,593-45.0% | $6,788-38.5% | $4,753-12.2% |
| Participant deferral / active EE | $13,684 | $11,623+17.7% | $10,409+31.5% | $6,711+103.9% |
| Admin fee / account holder | $829 | $15,387-94.6% | $12,820-93.5% | $11,407-92.7% |