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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,612 | $99,053-89.3% | $88,179-88.0% | $138,895-92.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 11.28% | 78.17%-66.9pp | 64.97%-53.7pp | 145.39%-134.1pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $2,549-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $5,273 | $5,225+0.9% | $4,614+14.3% | $6,396-17.6% |
| Admin fee / account holder | $2,555 | $8,748-70.8% | $7,673-66.7% | $12,562-79.7% |