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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,202 | $148,623+15.2% | $135,974+25.9% | $139,466+22.8% |
| Participation rate | 60.0% | 83.9%-23.9pp | 81.9%-21.9pp | 80.3%-20.3pp |
| Annual return | 19.71% | 79.30%-59.6pp | 68.30%-48.6pp | 373.66%-353.9pp |
| Employer contribution / active EE | $6,028 | $5,246+14.9% | $4,859+24.1% | $4,754+26.8% |
| Participant deferral / active EE | $12,578 | $8,103+55.2% | $7,760+62.1% | $6,712+87.4% |
| Admin fee / account holder | $0 | $12,406-100.0% | $10,767-100.0% | $11,409-100.0% |