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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,061 | $81,749-91.4% | $58,544-87.9% | $139,456-94.9% |
| Participation rate | 12.5% | 61.3%-48.8pp | 50.9%-38.4pp | 80.3%-67.8pp |
| Annual return | 23.93% | 7425.45%-7401.5pp | 4249.56%-4225.6pp | 373.45%-349.5pp |
| Employer contribution / active EE | $339 | $1,398-75.7% | $1,053-67.8% | $4,753-92.9% |
| Participant deferral / active EE | $424 | $2,555-83.4% | $1,923-77.9% | $6,711-93.7% |
| Admin fee / account holder | $3,265 | $3,272-0.2% | $2,520+29.6% | $11,407-71.4% |