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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,173 | $211,946-90.5% | $169,452-88.1% | $135,382-85.1% |
| Participation rate | 66.7% | 82.6%-16.0pp | 77.8%-11.1pp | 82.6%-16.0pp |
| Annual return | -12.28% | 3.26%-15.5pp | 1.83%-14.1pp | 519.77%-532.0pp |
| Employer contribution / active EE | $3,885 | $5,117-24.1% | $4,157-6.6% | $4,779-18.7% |
| Participant deferral / active EE | $1,449 | $6,075-76.2% | $5,277-72.5% | $5,609-74.2% |
| Admin fee / account holder | $141 | $11,472-98.8% | $9,110-98.5% | $10,829-98.7% |