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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,393 | $105,145-79.7% | $94,664-77.4% | $139,466-84.7% |
| Participation rate | 88.9% | 82.4%+6.5pp | 80.8%+8.1pp | 80.3%+8.6pp |
| Annual return | 25.70% | 38.09%-12.4pp | 156.84%-131.1pp | 373.66%-348.0pp |
| Employer contribution / active EE | $7,402 | $4,107+80.2% | $3,673+101.5% | $4,754+55.7% |
| Participant deferral / active EE | $11,317 | $7,599+48.9% | $7,417+52.6% | $6,712+68.6% |
| Admin fee / account holder | $5,533 | $8,972-38.3% | $7,222-23.4% | $11,409-51.5% |