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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,985 | $84,236-71.5% | $170,435-85.9% | $70,126-65.8% |
| Participation rate | 55.6% | 70.8%-15.3pp | 83.6%-28.0pp | 69.5%-14.0pp |
| Annual return | 24.26% | 23.06%+1.2pp | 205.94%-181.7pp | 73.15%-48.9pp |
| Employer contribution / active EE | $950 | $3,387-72.0% | $5,432-82.5% | $2,343-59.4% |
| Participant deferral / active EE | $1,737 | $3,086-43.7% | $4,939-64.8% | $3,332-47.9% |
| Admin fee / account holder | $0 | $5,698-100.0% | $13,881-100.0% | $4,645-100.0% |