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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,327 | $165,399-90.7% | $149,745-89.8% | $158,982-90.4% |
| Participation rate | 92.3% | 84.6%+7.7pp | 82.5%+9.8pp | 82.0%+10.3pp |
| Annual return | 34.14% | 348.34%-314.2pp | 276.72%-242.6pp | 302.99%-268.9pp |
| Employer contribution / active EE | $2,801 | $5,105-45.1% | $4,646-39.7% | $4,763-41.2% |
| Participant deferral / active EE | $6,094 | $7,183-15.2% | $6,843-10.9% | $5,983+1.8% |
| Admin fee / account holder | $442 | $10,811-95.9% | $9,312-95.2% | $11,252-96.1% |