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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,415 | $166,242+24.2% | $165,071+25.0% | $145,884+41.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.03% | 100.44%-89.4pp | 70.17%-59.1pp | 551.85%-540.8pp |
| Employer contribution / active EE | $1,988 | $5,283-62.4% | $4,347-54.3% | $4,662-57.4% |
| Participant deferral / active EE | $7,808 | $6,964+12.1% | $6,035+29.4% | $6,690+16.7% |
| Admin fee / account holder | $31,040 | $16,658+86.3% | $12,695+144.5% | $13,392+131.8% |