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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,199 | $162,821+45.1% | $133,978+76.3% | $158,982+48.6% |
| Participation rate | 81.8% | 83.2%-1.4pp | 79.8%+2.0pp | 82.0%-0.1pp |
| Annual return | 11.98% | 41.95%-30.0pp | 45.10%-33.1pp | 302.99%-291.0pp |
| Employer contribution / active EE | $0 | $4,976-100.0% | $3,919-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $5,718 | $5,910-3.3% | $5,047+13.3% | $5,983-4.4% |
| Admin fee / account holder | $1,116 | $11,742-90.5% | $8,930-87.5% | $11,252-90.1% |