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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,275 | $115,814-55.7% | $101,275-49.4% | $158,982-67.7% |
| Participation rate | 25.0% | 79.4%-54.4pp | 75.8%-50.8pp | 82.0%-57.0pp |
| Annual return | 12.35% | 56.16%-43.8pp | 46.48%-34.1pp | 302.99%-290.6pp |
| Employer contribution / active EE | $1,200 | $4,176-71.3% | $3,660-67.2% | $4,763-74.8% |
| Participant deferral / active EE | $4,875 | $4,958-1.7% | $4,371+11.5% | $5,983-18.5% |
| Admin fee / account holder | $429 | $7,249-94.1% | $5,948-92.8% | $11,252-96.2% |