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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,546 | $175,259+23.0% | $149,723+44.0% | $139,487+54.5% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 20.50% | 166.82%-146.3pp | 134.50%-114.0pp | 373.84%-353.3pp |
| Employer contribution / active EE | $6,736 | $5,478+23.0% | $4,821+39.7% | $4,755+41.7% |
| Participant deferral / active EE | $23,769 | $6,522+264.5% | $5,682+318.3% | $6,713+254.1% |
| Admin fee / account holder | $9,429 | $16,158-41.6% | $13,215-28.6% | $11,407-17.3% |