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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,968 | $209,422+28.9% | $178,503+51.2% | $158,982+69.8% |
| Participation rate | 90.0% | 86.4%+3.6pp | 81.9%+8.1pp | 82.0%+8.0pp |
| Annual return | 18.51% | 188.81%-170.3pp | 151.12%-132.6pp | 302.99%-284.5pp |
| Employer contribution / active EE | $2,203 | $5,707-61.4% | $5,011-56.0% | $4,763-53.7% |
| Participant deferral / active EE | $8,028 | $5,955+34.8% | $5,202+54.3% | $5,983+34.2% |
| Admin fee / account holder | $2,954 | $17,079-82.7% | $13,987-78.9% | $11,252-73.7% |