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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,212 | $150,447-66.6% | $136,298-63.2% | $147,586-66.0% |
| Participation rate | 50.0% | 84.4%-34.4pp | 81.9%-31.9pp | 82.8%-32.8pp |
| Annual return | 0.00% | 1049.15%-1049.2pp | 5156.27%-5156.3pp | 578.59%-578.6pp |
| Employer contribution / active EE | $2,898 | $5,256-44.9% | $4,696-38.3% | $4,876-40.6% |
| Participant deferral / active EE | $5,495 | $6,631-17.1% | $6,247-12.0% | $5,439+1.0% |
| Admin fee / account holder | $2,558 | $10,906-76.5% | $9,244-72.3% | $10,886-76.5% |