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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2+ years Filed as: CAPITAL RESEARCH MANAGEMENT Service code 15 · EIN 95-6817943 | Recordkeeping | $591 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,502 | $62,267-84.7% | $110,243-91.4% | $55,725-82.9% |
| Participation rate | 40.1% | 78.1%-38.0pp | 79.8%-39.7pp | 70.9%-30.8pp |
| Annual return | 62.77% | -1.07%+63.8pp | 314.76%-252.0pp | 244.93%-182.2pp |
| Employer contribution / active EE | $837 | $1,941-56.9% | $3,827-78.1% | $2,078-59.7% |
| Participant deferral / active EE | $1,368 | $3,516-61.1% | $4,672-70.7% | $3,356-59.2% |
| Admin fee / account holder | $4 | $121-96.6% | $8,548-100.0% | $115-96.4% |