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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,531 | $65,361+243.5% | $92,903+141.7% | $72,983+207.6% |
| Participation rate | 66.7% | 68.3%-1.6pp | 76.0%-9.3pp | 69.5%-2.8pp |
| Annual return | 32.30% | 42.11%-9.8pp | 109.43%-77.1pp | 81.01%-48.7pp |
| Employer contribution / active EE | $1,124 | $2,594-56.7% | $3,653-69.2% | $2,440-54.0% |
| Participant deferral / active EE | $3,276 | $3,128+4.7% | $4,238-22.7% | $3,608-9.2% |
| Admin fee / account holder | $19,091 | $4,251+349.1% | $5,795+229.5% | $5,124+272.6% |