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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,193 | $137,414-78.8% | $189,520-84.6% | $85,856-66.0% |
| Participation rate | 76.0% | 84.6%-8.6pp | 87.8%-11.8pp | 69.3%+6.7pp |
| Annual return | 126.97% | 38.14%+88.8pp | 555.25%-428.3pp | 318.58%-191.6pp |
| Employer contribution / active EE | $5,135 | $4,344+18.2% | $6,161-16.7% | $2,565+100.2% |
| Participant deferral / active EE | $7,122 | $6,260+13.8% | $8,220-13.4% | $3,952+80.2% |
| Admin fee / account holder | $760 | $8,630-91.2% | $12,046-93.7% | $6,261-87.9% |