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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,751 | $80,985+81.2% | $96,576+52.0% | $75,181+95.2% |
| Participation rate | 67.9% | 71.8%-3.9pp | 76.0%-8.1pp | 67.2%+0.7pp |
| Annual return | 20.35% | 27.05%-6.7pp | 25.87%-5.5pp | 160.69%-140.3pp |
| Employer contribution / active EE | $2,870 | $2,282+25.7% | $2,965-3.2% | $2,671+7.5% |
| Participant deferral / active EE | $4,870 | $3,929+24.0% | $4,851+0.4% | $4,126+18.0% |
| Admin fee / account holder | $1,172 | $6,719-82.6% | $8,253-85.8% | $5,650-79.3% |