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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,759 | $92,219-72.1% | $76,766-66.4% | $135,382-81.0% |
| Participation rate | 80.0% | 79.8%+0.2pp | 77.0%+3.0pp | 82.6%-2.6pp |
| Annual return | 15.80% | 5.46%+10.3pp | 2.43%+13.4pp | 519.77%-504.0pp |
| Employer contribution / active EE | $1,012 | $3,216-68.5% | $2,485-59.3% | $4,779-78.8% |
| Participant deferral / active EE | $2,282 | $4,508-49.4% | $3,851-40.7% | $5,609-59.3% |
| Admin fee / account holder | $707 | $10,749-93.4% | $6,675-89.4% | $10,829-93.5% |