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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,969 | $156,398-75.7% | $147,318-74.2% | $138,895-72.7% |
| Participation rate | 23.1% | 83.8%-60.7pp | 82.1%-59.0pp | 79.9%-56.8pp |
| Annual return | 15.03% | 78.75%-63.7pp | 70.43%-55.4pp | 145.39%-130.4pp |
| Employer contribution / active EE | $930 | $4,853-80.8% | $4,593-79.8% | $4,194-77.8% |
| Participant deferral / active EE | $4,212 | $8,237-48.9% | $7,906-46.7% | $6,396-34.2% |
| Admin fee / account holder | $586 | $14,976-96.1% | $13,708-95.7% | $12,562-95.3% |