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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,742 | $157,829-64.7% | $136,867-59.3% | $198,609-71.9% |
| Participation rate | 66.7% | 77.2%-10.5pp | 74.5%-7.9pp | 82.4%-15.7pp |
| Annual return | 14.29% | 51.25%-37.0pp | 42.97%-28.7pp | 202.70%-188.4pp |
| Employer contribution / active EE | $2,133 | $3,923-45.6% | $3,547-39.9% | $5,055-57.8% |
| Participant deferral / active EE | $4,475 | $5,463-18.1% | $4,924-9.1% | $6,977-35.9% |
| Admin fee / account holder | $7,329 | $11,107-34.0% | $10,340-29.1% | $19,030-61.5% |