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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,742 | $72,071-22.7% | $68,368-18.5% | $137,256-59.4% |
| Participation rate | 66.7% | 76.2%-9.6pp | 73.8%-7.1pp | 80.0%-13.3pp |
| Annual return | 14.29% | 353.14%-338.9pp | 292.57%-278.3pp | 220.34%-206.0pp |
| Employer contribution / active EE | $2,133 | $2,788-23.5% | $2,649-19.5% | $4,156-48.7% |
| Participant deferral / active EE | $4,475 | $4,410+1.5% | $4,123+8.5% | $6,407-30.1% |
| Admin fee / account holder | $7,329 | $5,336+37.4% | $5,150+42.3% | $12,270-40.3% |