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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,544 | $105,160-14.9% | $94,679-5.4% | $139,456-35.8% |
| Participation rate | 75.0% | 82.4%-7.4pp | 80.8%-5.8pp | 80.3%-5.3pp |
| Annual return | 6.71% | 38.04%-31.3pp | 156.75%-150.0pp | 373.45%-366.7pp |
| Employer contribution / active EE | $1,581 | $4,107-61.5% | $3,673-57.0% | $4,753-66.7% |
| Participant deferral / active EE | $11,356 | $7,599+49.4% | $7,417+53.1% | $6,711+69.2% |
| Admin fee / account holder | $806 | $8,988-91.0% | $7,233-88.9% | $11,407-92.9% |