Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,433 | $51,226-93.3% | $82,744-95.9% | $66,938-94.9% |
| Participation rate | 9.7% | 67.9%-58.2pp | 72.6%-62.9pp | 69.8%-60.2pp |
| Annual return | -23.51% | -9.61%-13.9pp | 702.22%-725.7pp | 1.58%-25.1pp |
| Employer contribution / active EE | $0 | $2,612-100.0% | $3,008-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $188 | $3,460-94.6% | $4,395-95.7% | $4,238-95.6% |
| Admin fee / account holder | $372 | $416-10.4% | $5,325-93.0% | $594-37.3% |