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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,325 | $77,908-13.6% | $149,696-55.0% | $75,173-10.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 18.17% | 31.73%-13.6pp | 134.46%-116.3pp | 160.72%-142.6pp |
| Employer contribution / active EE | $9,387 | $3,138+199.1% | $4,821+94.7% | $2,671+251.4% |
| Participant deferral / active EE | $6,748 | $3,411+97.8% | $5,682+18.8% | $4,126+63.5% |
| Admin fee / account holder | $1,100 | $5,950-81.5% | $13,212-91.7% | $5,651-80.5% |