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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,583 | $167,362-63.8% | $143,799-57.9% | $134,532-55.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.21% | 0.47%-18.7pp | -0.04%-18.2pp | 418.27%-436.5pp |
| Employer contribution / active EE | $12,711 | $5,620+126.2% | $4,952+156.7% | $4,741+168.1% |
| Participant deferral / active EE | $8,487 | $6,447+31.6% | $5,638+50.5% | $6,401+32.6% |
| Admin fee / account holder | $520 | $18,094-97.1% | $14,677-96.5% | $11,429-95.4% |