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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,519 | $117,895+22.6% | $102,460+41.0% | $145,897-0.9% |
| Participation rate | 30.0% | 78.6%-48.6pp | 76.5%-46.5pp | 80.3%-50.3pp |
| Annual return | 16.04% | 31.92%-15.9pp | 29.47%-13.4pp | 552.29%-536.2pp |
| Employer contribution / active EE | $1,248 | $3,619-65.5% | $3,025-58.8% | $4,663-73.2% |
| Participant deferral / active EE | $5,172 | $5,736-9.8% | $5,056+2.3% | $6,689-22.7% |
| Admin fee / account holder | $62 | $13,353-99.5% | $9,460-99.3% | $13,390-99.5% |