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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,433 | $148,582-93.0% | $135,942-92.3% | $139,456-92.5% |
| Participation rate | 93.3% | 83.9%+9.5pp | 81.9%+11.4pp | 80.3%+13.0pp |
| Annual return | 21.49% | 79.26%-57.8pp | 68.28%-46.8pp | 373.45%-352.0pp |
| Employer contribution / active EE | $1,962 | $5,245-62.6% | $4,858-59.6% | $4,753-58.7% |
| Participant deferral / active EE | $6,577 | $8,101-18.8% | $7,759-15.2% | $6,711-2.0% |
| Admin fee / account holder | $380 | $12,402-96.9% | $10,764-96.5% | $11,407-96.7% |